Terms and Conditions

Effective Date: October 29, 2025

Website: www.shemeerapa.com

1. General

Welcome to www.shemeerapa.com, managed by LIC Agent Shameera P A.

By accessing or using this website, you agree to comply with these Terms and Conditions.

2. Nature of Service

This is an independent LIC agent website created to provide information about LIC policies, plans, and related services.

This is not the official website of the Life Insurance Corporation of India (LIC).

3. Accuracy of Information

While we strive to keep all information up to date and accurate, some details (such as policy terms, benefits, or eligibility) may change over time.

Users are encouraged to verify details through the official LIC website or branch office.

4. Limitation of Liability

The website owner shall not be liable for any losses, damages, or inconvenience caused by reliance on information provided on this site.

Use of this website is at your own discretion and risk.

5. Intellectual Property

All content, including text, images, and layout, belongs to www.shemeerapa.com unless otherwise stated.

Reproduction or copying of any content without permission is prohibited.

6. Third-Party Links

This website may contain links to external websites, including LIC's official site.

We are not responsible for their content, accuracy, or policies.

7. Changes to Terms

We may update these Terms & Conditions at any time. Changes will be reflected on this page with the updated effective date.

8. Contact

For questions about these terms, please contact:

📧 Email: shemi.lic2017@gmail.com

📞 Phone: 8590987218

This website is managed by LIC Agent Shameera P A and is not the official website of the Life Insurance Corporation of India (LIC).